Imagine being so valued by your employer that the company actually takes out an insurance policy in case you leave or pass away. Often called "key person" or "keyman" insurance, this policy offers a lump sum to cover costs like...
High risk car insurance is insurance for people who are considered to be high risk drivers. They are drivers who have tons of speeding tickets, accidents and maybe even DUIs. Many companies don't want to cover drivers like that because...
When you get married, you have to decide what you will and will not share. In some cases, couples decide to share credit cards. It can be a great thing because two people are responsible for the debt. It can...
Your payment history is the part of your credit report that explains in detail what you’ve done and how prompt you are with payments. It will show payment history back at least 7 to 10 years. It will show every...
You should stay on top of your credit report and one great way of doing that is by checking your report regularly. You can do that for free at annualcreditreport.com. It will include everything from missed payments and account balances...
Depending on how you’ve treated your credit in the past, it may be scary to check your score. Regardless whether it’s good, bad or downright ugly, knowing is always better than not knowing. Knowing what your credit score is will...
Since your credit score is such a vital meter of your financial health, it pays to have your finger on the pulse of your credit report. More and more companies are offering these credit monitoring services, which alert you to...